Accept crypto payments. Settle straight to your wallet .
Accept Bitcoin, stablecoins, and multi-chain crypto. Unique invoice addresses, on-chain verification, and settlement that always moves directly from your customer to your wallet — we never take custody.
Invoice #WK-8421
Awaiting payment≈ $250.00 USD · Bitcoin
Unique invoice address
bc1qhx8vh4…w0nzqf
Settles directly to merchant wallet
WAKAPAY never holds funds — only verifies the payment.
Built for the chains your customers actually use
Platform
Processed on WAKAPAY
Live settlement volume. Funds move on-chain — we never take custody.
Updated Sep 13, 2026, 9:15 AM
Why WAKAPAY
A crypto payments stack built for merchants who want control
Accept Bitcoin, stablecoins, and multi-chain crypto without giving up custody. WAKAPAY handles invoicing, routing, and confirmation — funds settle straight to the wallet you control.
- Non-custodial settlement — we never hold your funds
- Bitcoin, EVM, and Solana with USDC & USDT
- Unique invoice address per payment for clean reconciliation
- $1,000 free trial credit toward gateway fees
Zero custody by design
Customer pays your wallet on-chain. We verify the payment — we never sweep, store, or rebalance merchant funds.
Multi-chain in one integration
One API and dashboard for Bitcoin, Ethereum, BNB Chain, Polygon, Solana, plus USDC and USDT.
Per-invoice addresses
Every checkout gets a fresh on-chain address so matching, refunds, and audits stay unambiguous.
Real-time webhooks
Get paid, confirming, and settled events to unlock digital goods, tickets, or subscriptions automatically.
$1,000 trial credit
Go live and process volume before you pay gateway fees. Evaluate WAKAPAY on real traffic, not a sandbox slide.
Any customer wallet
Buyers pay from MetaMask, Phantom, Trust, Ledger, or any compatible wallet — scan, copy, or one-tap.
How the model works
A clean, non-custodial payment flow
Money moves directly from your customer's wallet to yours, on-chain. WAKAPAY sits above the transaction as the invoicing, routing, and verification layer — never as a fund holder.
Customer
Pays from any wallet
On-chain
Funds flow directly between wallets
Merchant wallet
You control the keys
Platform receives no funds. We confirm a payment as paid only when it routes through a WAKAPAY-issued invoice address.
Direct customer-to-merchant
Every payment moves on-chain straight from the buyer's wallet into the wallet you connect on signup.
Zero custody by design
We never hold, sweep, or rebalance merchant funds. Your keys, your coins — always.
Invoicing & verification layer
We generate per-invoice addresses, watch the chain, and only mark an invoice paid when funds route through us.
How it works
Four steps from checkout to settled
Plug WAKAPAY into your store, link, or checkout flow. We handle invoicing and verification — your wallet handles settlement.
Generate a unique invoice
We create a one-time invoice address per transaction on the chain your customer chose.
Customer pays from any wallet
They scan, copy, or one-tap pay from MetaMask, Phantom, Trust, Ledger, or any compatible wallet.
We verify on-chain
Our nodes monitor the address. Only payments routed through your WAKAPAY invoice count.
Funds land in your wallet
Settlement is direct, on-chain, and final. WAKAPAY never touches the money.
Payment tools
Ready-made ways to accept crypto
Start with a link or invoice. Scale with a full API, webhooks, and a merchant dashboard — without building custody infrastructure.
Payment links
Share a link to collect a fixed or open amount. Ideal for invoices, donations, and one-off sales — no website required.
No-code · Share anywhere
Crypto invoices
Generate branded invoices with a unique on-chain address, status tracking, and explorer-ready proof of payment.
One address per invoice
REST API
Create invoices, list payments, and manage chains from your backend. Straight endpoints designed to go live in hours, not weeks.
Built for developers
Webhooks
Receive confirmation events as payments move from awaiting to settled so your app can fulfill instantly.
Async events · Reliable delivery
Merchant dashboard
Monitor volume, invoices, and chain status in one place. Connect wallets, set limits, and manage billing cycles.
Live ops · Clear reconciliation
Use cases
Built for businesses that need to get paid in crypto
Whether you sell digital goods, run memberships, or collect donations, WAKAPAY gives every payment a unique on-chain invoice and webhook confirmation when it settles.
Our solutions work well for
Donations & grant pools
Collect one-time or campaign donations with on-chain proof. Reconcile by donor, campaign, and invoice — no screenshot hunting.
Transparent proof for every contribution
Tips & creator support
Let fans tip creators instantly from any wallet. Webhooks unlock shoutouts, perks, or messages the moment payment confirms.
Micro-payments without custody risk
Digital downloads & credits
Sell ebooks, UI kits, API credits, or licenses. Auto-fulfill when the invoice settles — each order has its own address and audit trail.
Instant unlock after on-chain confirm
Subscriptions & retainers
Invoice monthly plans and retainers with clear status. Settlement lands in your wallet; fees are billed off-chain on your cycle.
Predictable billing · Non-custodial cash
Services & consulting
Send a payment link or invoice for onboarding packages, audits, and retainers. Clients pay crypto; you keep the keys.
Professional invoicing with final settlement
Events, webinars & tickets
Issue seats and passes only after payment confirms. No manual matching, no fake screenshots — the chain is the receipt.
Access gated on settled invoices
Memberships & communities
Gate pro tiers and private communities using settled invoices as the source of truth for access control.
Paid access without holding member funds
Physical goods & merch
Accept crypto for merch and product orders. Each order gets a unique invoice address so fulfillment stays tied to real settlement.
Order-level reconciliation on-chain
Why crypto
Expand how your customers pay
Crypto opens a global checkout channel with fewer intermediaries. WAKAPAY makes that channel merchant-friendly — settle to your wallet, verify on-chain, bill fees separately.
Reach global buyers
Serve customers who prefer Bitcoin or stablecoins without opening local bank rails in every country.
Fast, final settlement
On-chain payments settle with network finality. No classic card chargebacks on the crypto leg.
Competitive fee model
Pay gateway fees after volume with postpaid invoicing — or prefund for discounted rates and higher caps.
You keep the keys
Non-custodial by design: funds move to your merchant wallet. WAKAPAY never takes custody of settlement.
Fees & invoicing
You pay us after we move money for you
Off-chain invoicing keeps things simple: we bill you for completed transactions on a cycle that fits your volume — daily, weekly, or volume-based. Prefund a balance for sharper rates and higher caps.
$1,000 free trial credit
Every new merchant account starts with a $1,000 credit toward gateway fees — so you can go live, process volume, and evaluate WAKAPAY before you pay us a cent.
Pay as you settle
Run transactions first, settle our fees later. We invoice off-chain on the cycle you choose so cash flow stays clean.
Daily, weekly, or volume-based
Pick the cadence that matches how you book revenue.
$1,000 free trial credit
New merchants get $1,000 toward fees — start accepting crypto without locking up capital.
Volume-based rates
Move more, pay less. Tiered fees apply automatically.
Prefunded balance
Top up a WAKAPAY balance to deduct fees automatically. Unlocks discounted rates, higher rolling limits, and zero-friction API access.
Top up once, run smoothly
Fees auto-deduct from your prefunded balance per transaction.
Discounted fee tiers
Lower rates for prefunded merchants of every size.
Higher daily & weekly caps
Larger volume thresholds and priority support included.
Chain support
One integration, every chain your customers use
We generate fresh invoice addresses, monitor the chain, and confirm settlement per network. Add or remove chains from your dashboard at any time.
EVM networks
Ethereum, BNB Chain, Polygon
Native ETH, BNB, MATIC and ERC-20 stablecoins (USDC, USDT). Per-invoice addresses, EIP-1559 fee handling, and finality based on confirmations.
Sample invoice address
0x9f2A4c…2a18
- Unique address generated per invoice
- Native + ERC-20 token support
- Confirmation thresholds you control
Solana
Native SOL & SPL stablecoins
Sub-second checkout with SOL, USDC, and USDT on Solana. Reference-keyed payments make matching unambiguous.
Sample invoice address
7Zk3p9Rv…r8C2N
- Per-invoice payment reference
- USDC & USDT (SPL) support
- Fast finality, low merchant fees
Bitcoin
On-chain BTC (SegWit)
Hierarchical deterministic invoicing on Bitcoin. Each customer pays into their own SegWit address you can audit on any explorer.
Sample invoice address
bc1qhx8v…0nzqf
- HD-derived per-invoice addresses
- Native SegWit (bc1q…) by default
- Configurable confirmation depth
Risk controls
Built-in safeguards that protect both sides of every transaction
We keep the gateway safe without holding your funds. Verification, caps, rolling limits, and grace periods are tuned to your business as you grow.
Merchant onboarding & verification
Lightweight KYB and wallet-ownership checks before you go live, scaled to your volume tier.
Per-merchant volume caps
Sensible upper bounds on transaction value protect new merchants from abuse and chargeback risk.
Rolling daily & weekly limits
Processing thresholds reset on a rolling window so a single spike never blocks legitimate volume.
48-hour invoice grace period
Service stays live for 48 hours after each invoice is issued — so a late payment never breaks checkout.
API access tied to invoices
Unpaid invoices automatically restrict API access until balance is settled. No surprises, no overdraft.
Abuse & fraud monitoring
On-chain analytics flag suspicious patterns and paired wallets before they hit your balance sheet.
FAQ
Frequently asked questions
Custody, fees, prefunding, chain support and more.
Ready to accept crypto without giving up your wallet?
Get merchant access with a $1,000 free trial credit toward gateway fees. Non-custodial settlement, unique invoice addresses on every chain, and off-chain billing that fits your volume.
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Contact
Get in touch
Have questions about WAKAPAY? Reach out and we'll get back to you as soon as possible.
Contact information
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