Accept crypto payments. Settle straight to your wallet .
WAKAPAY is the crypto payment gateway for global businesses. We generate a unique address for every invoice, monitor the chain, and route the payment — but funds always move directly from your customer to your wallet. We never take custody.
BTC
ETH
SOL
USDC
USDT
BNBInvoice #WK-8421
Awaiting payment≈ $250.00 USD · Bitcoin
Unique invoice address
bc1qhx8vh4…w0nzqf
Settles directly to merchant wallet
WAKAPAY never holds funds — only verifies the payment.
Built for the chains your customers actually use
BitcoinEthereumSolanaUSDCUSDTBNB Chain
PolygonBitcoinEthereumSolanaUSDCUSDTBNB ChainPolygonHow the model works
A clean, non-custodial payment flow
Money moves directly from your customer's wallet to yours, on-chain. WAKAPAY sits above the transaction as the invoicing, routing, and verification layer — never as a fund holder.
WAKAPAYCustomer
Pays from any wallet
On-chain
Funds flow directly between wallets
Merchant wallet
You control the keys
Platform receives no funds. We confirm a payment as paid only when it routes through a WAKAPAY-issued invoice address.
Direct customer-to-merchant
Every payment moves on-chain straight from the buyer's wallet into the wallet you connect on signup.
Zero custody by design
We never hold, sweep, or rebalance merchant funds. Your keys, your coins — always.
Invoicing & verification layer
We generate per-invoice addresses, watch the chain, and only mark an invoice paid when funds route through us.
How it works
Four steps from checkout to settled
Plug WAKAPAY into your store, link, or checkout flow. We handle invoicing and verification — your wallet handles settlement.
Generate a unique invoice
We create a one-time invoice address per transaction on the chain your customer chose.
Customer pays from any wallet
They scan, copy, or one-tap pay from MetaMask, Phantom, Trust, Ledger, or any compatible wallet.
We verify on-chain
Our nodes monitor the address. Only payments routed through your WAKAPAY invoice count.
Funds land in your wallet
Settlement is direct, on-chain, and final. WAKAPAY never touches the money.
Fees & invoicing
You pay us after we move money for you
Off-chain invoicing keeps things simple: we bill you for completed transactions on a cycle that fits your volume — daily, weekly, or volume-based. Prefund a balance for sharper rates and higher caps.
Pay as you settle
Run transactions first, settle our fees later. We invoice off-chain on the cycle you choose so cash flow stays clean.
Daily, weekly, or volume-based
Pick the cadence that matches how you book revenue.
No upfront deposit required
Start accepting crypto without locking up capital.
Volume-based rates
Move more, pay less. Tiered fees apply automatically.
Prefunded balance
Top up a WAKAPAY balance to deduct fees automatically. Unlocks discounted rates, higher rolling limits, and zero-friction API access.
Top up once, run smoothly
Fees auto-deduct from your prefunded balance per transaction.
Discounted fee tiers
Lower rates for prefunded merchants of every size.
Higher daily & weekly caps
Larger volume thresholds and priority support included.
Chain support
One integration, every chain your customers use
We generate fresh invoice addresses, monitor the chain, and confirm settlement per network. Add or remove chains from your dashboard at any time.
EVM networks
Ethereum, BNB Chain, Polygon
Native ETH, BNB, MATIC and ERC-20 stablecoins (USDC, USDT). Per-invoice addresses, EIP-1559 fee handling, and finality based on confirmations.
ETHBNBPOLUSDCUSDTSample invoice address
0x9f2A4c…2a18
- Unique address generated per invoice
- Native + ERC-20 token support
- Confirmation thresholds you control
Solana
Native SOL & SPL stablecoins
Sub-second checkout with SOL, USDC, and USDT on Solana. Reference-keyed payments make matching unambiguous.
SOLUSDCUSDTSample invoice address
7Zk3p9Rv…r8C2N
- Per-invoice payment reference
- USDC & USDT (SPL) support
- Fast finality, low merchant fees
Bitcoin
On-chain BTC (SegWit)
Hierarchical deterministic invoicing on Bitcoin. Each customer pays into their own SegWit address you can audit on any explorer.
BTCSample invoice address
bc1qhx8v…0nzqf
- HD-derived per-invoice addresses
- Native SegWit (bc1q…) by default
- Configurable confirmation depth
Risk controls
Built-in safeguards that protect both sides of every transaction
We keep the gateway safe without holding your funds. Verification, caps, rolling limits, and grace periods are tuned to your business as you grow.
Merchant onboarding & verification
Lightweight KYB and wallet-ownership checks before you go live, scaled to your volume tier.
Per-merchant volume caps
Sensible upper bounds on transaction value protect new merchants from abuse and chargeback risk.
Rolling daily & weekly limits
Processing thresholds reset on a rolling window so a single spike never blocks legitimate volume.
48-hour invoice grace period
Service stays live for 48 hours after each invoice is issued — so a late payment never breaks checkout.
API access tied to invoices
Unpaid invoices automatically restrict API access until balance is settled. No surprises, no overdraft.
Abuse & fraud monitoring
On-chain analytics flag suspicious patterns and paired wallets before they hit your balance sheet.
FAQ
Frequently asked questions
Custody, fees, prefunding, chain support and more.
Ready to accept crypto without giving up your wallet?
Get merchant access to WAKAPAY. Non-custodial settlement, unique invoice addresses on every chain, and off-chain billing that fits your volume.
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Contact
Get in touch
Have questions about WAKAPAY? Reach out and we'll get back to you as soon as possible.
Contact information
Get in touch to learn how WAKAPAY can help with cross-border payments, wallets, and business tools.
Quick contact
Send a message and we'll get back within 24 hours.
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